Category Archives: Money Mike

Episode 19 – Shifting Gears for Retirement into Distribution Mode – Part 2



If you did all the right planning through the accumulation mode, you will eventually reach the distribution mode where your retirement plan kicks into effect. 

In part two of this mini-series, Mike Guarino gives a glimpse into what distribution mode is and how Guarino Wealth Management lines up the investment strategy. 

In this episode you will learn:

  • What the distribution mode is in retirement planning
  • How your accumulation-based plan becomes your distribution-based plan 
  • How decisions impact opportunity costs 
  • The importance of having a flexible plan
  • And more!

Learn how to transition into the distribution mode in a reasonable timeframe!

Resources: Guarino Wealth Management | Mike Guarino


Episode 16 – How to Avoid Forgetting During Important Times



While it is not completely possible to avoid forgetting the important stuff, there are tools to help manage these financial situations. 

In this episode, Mike Guarino discusses his approach to using checklists and flowcharts to help change people’s lives, improve efficiency and simplify any situation.

In this episode you will learn:

  • How dependent we are on the internet
  • The differences between checklists and flowcharts
  • Both techniques benefits to optimize your outcomes
  • How to identify the best situations to use these tools
  • And more!

Tune in to stay on track towards achieving your ideal financial goals!

Resources: Mike Guarinio | Guarino Wealth Management


Episode 15 – Checking Your Assets During Election Season



While everyone needs good portfolio results, it’s crucial to pay attention to diversification, especially in an election year.

In this episode, Mike Guarino highlights the importance of checking in with your financial team to make sure you are positioned where you want and need to be during election season to avoid fallout from market volatility. 

In this episode, you will learn:

  • The ten things you should know about politics and investing
  • The science that goes into portfolio construction
  • The arguments of modern portfolio theory 
  • Why diversification is not always found in stocks 
  • And more!

Tune in to discover the importance of assessing your assets before the election! 

Resources: Mike GuarinoGuarino Wealth Management | The 7 Pitfalls of Retirement e-Book | 10 Things You Should Know about Politics and Investing


Episode 7 – 7 Financial Challenges That IT Executive and Professionals Face: Part 3



While you might feel a great sense of pride in the company you work for, the company stock might not be the right fit for your portfolio.

In this episode, Mike Guarino explains why IT professionals tend to hang onto company stocks, what risks come with being over-concentrated, and how to move towards diversification.

In this episode, you will learn:

  • Reasons why IT professionals are hesitant to sell company stocks
  • How investors use taxes to justify for holding onto a stock
  • Why you shouldn’t keep a stock just because it pays a good dividend
  • And more!

Tune in to learn why it’s time to move towards diversification!

Resources:  Guarino Wealth Management | Email | Free Report: The 7 Financial Challenges IT Executives and Professionals Face


Episode 2 – IT Professionals, Work With the Person Who Gets You



IT was a world that Mike Guarino used to sleep, eat, and breathe in. He knows that IT professionals have hectic schedules; they’re constantly putting their days on hold to resolve spontaneous issues. Their time is extremely precious.

In this episode, Mike discusses his planning process that is tailored to solve IT professionals’ unique challenges. Mike also discusses why he is adamant about helping IT people diversify their portfolios.

In this episode, you will learn:

  • How Mike’s experience helps him serve IT professionals
  • The dangers of being heavily invested in one stock
  • What it looks like to work with Guarino Wealth management
  • And more!

Tune in now to learn about a financial planning process that is designed for busy IT professionals. 

Resources:

Guarino Wealth Management | Email


Episode 1 – Meet Your Host, Mike Guarino 



Welcome to the Rewire and Retire With Money Mike Podcast!

In this inaugural episode, you will meet Mike Guarino of Guarino Wealth Management. Mike is the host of this new show that’s dedicated to helping busy IT professionals optimize their compensation plan and navigate their taxes, investments, and protection. Listen to this energetic and personable conversation to get to know Money Mike both professionally and personally. 

In this episode, you will learn:

  • What led Mike into the finance industry from IT
  • About his passions for his clients and community
  • Why Mike has chosen to specialize in working with busy IT executives and professionals
  • What he would do if he had all the money in the world
  • And more!

Tune in now to meet your host, Mike Guarino, and find out what you can expect to learn in future episodes!

Resources: Guarino Wealth Management | Email